Learning All About Insurance Policies
About Me
Learning All About Insurance Policies

My name is Eric Bowman, and if you have questions about insurance, this is the blog you need to read. I was always confused when I had to purchase insurance. I would either end up paying for insurance I didn't need or I wouldn't buy the right policy. I finally decided that I was going to learn all I could about insurance policies so that I would understand exactly what I was buying. Now, I am completely satisfied with my insurance and the coverage is just what I need. I realized that there are others who are probably just as confused as I was, so I am writing this blog to help others get the best insurance for their needs and budget. I hope that my blog gives you the information you need to make the right choices when purchasing insurance.

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Learning All About Insurance Policies

  • New Driver? 3 Ways To Control Your Insurance Costs

    28 June 2017

    If you just got your license, you are going to quickly find out that your insurance rates are higher than people who have had their insurance for longer. As a new driver, you present a higher risk to insurance companies, and that risk is going to be reflected in your premium. Here are three actions you can take to ensure that you keep your premium as low as possible. #1 Get Good Grades

  • Will Your Insurance Go Up After An Accident?

    27 April 2017

    Many people are worried about reporting accident claims to their auto insurance company because they fear their premiums will go up. This isn't always the case. Here are some things to know about insurance rates after an accident. It Matters Who's at Fault If you are not at fault for the accident, it generally should not affect your car insurance rates. If you are at fault and the other person opens a claim against you, it is bound to make your insurance rates go up.

  • How Your Address Can Affect Your Car Insurance Premiums

    1 March 2017

    Are costly car insurance premiums a concern to you? If so, you should know that a factor that can easily affect how much you pay is your address. Here are 4 factors your insurance provider could be looking at to determine the rate that you pay. The Distance You Live From School or Work One big factor that insurance premiums will be based off of is mileage, since the more miles you drive, the greater the chance will be of you getting into a car accident.

  • The Tax Advantages Of Providing Group Life Insurance To Employees

    19 July 2016

    For company workers who support families, the receipt of life insurance coverage may be viewed as the equivalent of wages. Business owners can receive a tax benefit while also increasing the job satisfaction of their employees by providing group life insurance. Certain types of fringe benefits receive preferential tax treatment. Within limitations, the cost of group life insurance provided to an employee is not taxable. The cost is deductible by an employer as a routine cost of doing business.

  • Four Situations You Must Consider When Calculating A Life Insurance Amount

    18 April 2016

    If you're looking at life insurance policies because you want to be sure your family gets some money after you die, you may have already seen how many options you have. Not only do you have different terms and types of insurance, but you have a choice of insurance amounts as well. Calculating the insurance amount is something you should approach carefully because this is one of the more crucial aspects of life insurance: Miscalculate the amount, and you could either make it more difficult for your family to survive, or you could end up paying higher premiums than you need to.