Learning All About Insurance Policies

• 3 Car Insurance Myths Busted

  21 February 2017

  Have you ever compared your car insurance premiums to a friend's, and wondered why the two were radically different? Unless you're an insurance expert yourself, trying to figure out all of the factors that go into determining your car insurance rates can feel a little like trying to read your future in tea leaves. But there some things that you probably know. For example, you're probably aware that younger drivers cost more to insure, that single people pay higher rates than married people, and that your own driving record, as well as the driving records of the people in your household, are important factors.

• 3 Reasons To Evaluate Your Home Insurance Policy Every Few Years

  11 January 2017

  Reevaluating your home insurance policy every few years is something many people fail to do, yet it is something that is very important. If you have not evaluated or updated your home insurance policy in the last few years, you should do so now. Here are several reasons why this is an important thing to do every two to three years. Changes In Your Life The amount of money you pay for your home insurance can be affected by changes that occur in your life.

• Why You Should Tell Your Insurance Company About All Accidents

  6 September 2016

  If you own a car, then you have automobile insurance on your vehicle. In the United States, insurance is mandated by state law, unless you live in the state New Hampshire. Even if you live in New Hampshire, you have to prove that you can pay for potential damages if you do get into an accident. This likely means that you will still need to get insurance, unless you are independently wealthy.

• The Tax Advantages Of Providing Group Life Insurance To Employees

  19 July 2016

  For company workers who support families, the receipt of life insurance coverage may be viewed as the equivalent of wages. Business owners can receive a tax benefit while also increasing the job satisfaction of their employees by providing group life insurance. Certain types of fringe benefits receive preferential tax treatment. Within limitations, the cost of group life insurance provided to an employee is not taxable. The cost is deductible by an employer as a routine cost of doing business.

• Four Situations You Must Consider When Calculating A Life Insurance Amount

  18 April 2016

  If you're looking at life insurance policies because you want to be sure your family gets some money after you die, you may have already seen how many options you have. Not only do you have different terms and types of insurance, but you have a choice of insurance amounts as well. Calculating the insurance amount is something you should approach carefully because this is one of the more crucial aspects of life insurance: Miscalculate the amount, and you could either make it more difficult for your family to survive, or you could end up paying higher premiums than you need to.