Learning All About Insurance Policies
About Me
Learning All About Insurance Policies

My name is Eric Bowman, and if you have questions about insurance, this is the blog you need to read. I was always confused when I had to purchase insurance. I would either end up paying for insurance I didn't need or I wouldn't buy the right policy. I finally decided that I was going to learn all I could about insurance policies so that I would understand exactly what I was buying. Now, I am completely satisfied with my insurance and the coverage is just what I need. I realized that there are others who are probably just as confused as I was, so I am writing this blog to help others get the best insurance for their needs and budget. I hope that my blog gives you the information you need to make the right choices when purchasing insurance.

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Learning All About Insurance Policies

  • What Exactly Is Whole Life Insurance?

    25 October 2019

    When you start thinking about purchasing life insurance, you will likely come across a type of policy known as whole life insurance. Whole life is just one of several options you have when buying a life insurance policy, and it is important to understand what this type is before you buy it. Here are several key details about whole life insurance to help you understand what it is and how it works.

  • Why You Should Consider Not Filing A Claim If You Are At-Fault

    26 September 2019

      When you have car insurance, you may have coverage for a number of different types of accidents that can happen. Because of this, you might have the option of filing a claim if you are at-fault for an accident, but it is important to know that just because you have the right to file a claim does not mean that you should. Here are some reasons you might want to consider not filing a claim in a situation like this.

  • The Different Ways Structure Coverage Is Determined With Home Insurance

    22 August 2019

    When you own a house, it is always important to carry an insurance policy that protects the home, and this type of policy is called homeowners insurance. The policy you purchase will not only protect the structure of the home, but it also protects the things you have in the house, and it is always important to understand how the coverage of your structure works with the policy you have. There are different methods used for this purpose, and it is important to understand these and choose the right type of coverage for your needs.

  • Liquor Liability Insurance: What You Need To Know

    14 July 2019

    Being able to sell liquor at your business will require a liquor license, but your responsibility doesn't end there. In addition to obtaining a liquor license, you should also carry some form of liquor liability insurance to protect your business and give you added peace of mind. Specifically, a liquor liability insurance policy (also commonly referred to as dram shop insurance) is designed to cover costs related to injuries or other incidents that occur on your premises due to alcohol consumption.

  • 3 Tips For Saving Money On Medical Malpractice Insurance Policies

    30 April 2019

    When it comes to running a medical practice, medical malpractice can be a very high expense. Since medical malpractice rates continue to rise, many physicians and medical practices are looking for ways to reduce the cost of premiums without sacrificing necessary insurance coverage. While medical malpractice insurance will most likely always be one of the more expensive types of insurance policies, there are ways to save. The keys are being organized, prepared, and willing to spend a little bit of time finding a medical malpractice policy that is comprehensive, yet less expensive than what you're currently paying.