Learning All About Insurance Policies
About Me
Learning All About Insurance Policies

My name is Eric Bowman, and if you have questions about insurance, this is the blog you need to read. I was always confused when I had to purchase insurance. I would either end up paying for insurance I didn't need or I wouldn't buy the right policy. I finally decided that I was going to learn all I could about insurance policies so that I would understand exactly what I was buying. Now, I am completely satisfied with my insurance and the coverage is just what I need. I realized that there are others who are probably just as confused as I was, so I am writing this blog to help others get the best insurance for their needs and budget. I hope that my blog gives you the information you need to make the right choices when purchasing insurance.

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Learning All About Insurance Policies

  • Why You Should Tell Your Insurance Company About All Accidents

    6 September 2016

    If you own a car, then you have automobile insurance on your vehicle. In the United States, insurance is mandated by state law, unless you live in the state New Hampshire. Even if you live in New Hampshire, you have to prove that you can pay for potential damages if you do get into an accident. This likely means that you will still need to get insurance, unless you are independently wealthy.

  • The Tax Advantages Of Providing Group Life Insurance To Employees

    19 July 2016

    For company workers who support families, the receipt of life insurance coverage may be viewed as the equivalent of wages. Business owners can receive a tax benefit while also increasing the job satisfaction of their employees by providing group life insurance. Certain types of fringe benefits receive preferential tax treatment. Within limitations, the cost of group life insurance provided to an employee is not taxable. The cost is deductible by an employer as a routine cost of doing business.

  • Four Situations You Must Consider When Calculating A Life Insurance Amount

    18 April 2016

    If you're looking at life insurance policies because you want to be sure your family gets some money after you die, you may have already seen how many options you have. Not only do you have different terms and types of insurance, but you have a choice of insurance amounts as well. Calculating the insurance amount is something you should approach carefully because this is one of the more crucial aspects of life insurance: Miscalculate the amount, and you could either make it more difficult for your family to survive, or you could end up paying higher premiums than you need to.

  • 3 Ways To Reduce Car Insurance Rates After An Accident

    7 May 2015

    Being in an accident typically leads to fears of car insurance rates increasing significantly. However, these fears aren't necessarily justified since there are plenty of ways to reduce your car insurance rates even after an accident. You just have to know how. Here are the three ways that you can potentially go about doing this: Tell Insurance Company About All Accidents: Even if you were involved in a small accident, it is important to let your car insurance company know.

  • 3 Things To Do Before Switching Auto Insurance

    7 October 2014

    As you analyze your monthly bills and look for ways to save, those thousands of car insurance commercials might pop into your head. Unfortunately, switching auto insurance companies is rarely as simple as most television ads make it out to be. Here are three things that you should do before you switch, so that you don't end up spending more than you need to. 1: Learn More About Your Billing Cycle